With Android Pay, you can start leaving your wallet behind. Anyone with the corresponding app on their device can pay for goods and services with a simple tap of their phone against a compatible point-of-sale terminal with near-field communication, or NFC.
Here’s everything you need to know about Android Pay, including the places and banks that support it.
Mobile banking app integration
Android Pay is now integrating with several banking apps around the world to make it a little easier to use Android Pay. Now, many customers will be able to add cards to Android Pay from their mobile banking apps at the tap of a button. At the launch of the new feature, there are a few banks that are supported, including Bank of America, Discover, Bank of New Zealand, mBank, and USAA.
In-App and mobile web purchases
Although you’ll probably use Android Pay mostly in shops, it will also let you make in-app purchases. When you’re about to purchase something in an app that supports the service, you’ll see a button that will allow you to pay using Android Pay, eliminating the need to get your wallet and pull out your credit or debit card. At the moment, Google has listed more than a dozen apps that support in-app purchases with Android Pay including Lyft, OpenTable, Hotel Tonight, Instacart, and, most recently, Etsy.
If you make purchases via the Chrome Browser app on your phone, you’re in luck. Google is adding support for Android Pay for certain sites, making the checkout process less of a hassle. It currently works with a handful of sites such as Groupon and 1-800-Flowers. The integration with Visa Checkout and Masterpass is sure to boost the number of sites that support Android Pay as well.
“Just like in stores and in apps, Android Pay does not share actual account numbers with merchants, so users can shop online with confidence, knowing that Android Pay keeps their card number secure,” according to the Android blog.